The 2026 federal holiday schedule outlines all official U.S. government holidays observed nationwide during the calendar year. For 2026, there are 11 federal holidays, beginning with New Year’s Day on January 1, 2026, and ending with Christmas Day on December 25, 2026. These holidays apply to federal offices, courts, and many banks, and they influence payroll processing, mail delivery, and government services. The schedule is issued annually by the federal government through its official holiday authority to ensure consistency across agencies. Several holidays fall on weekdays, while others are observed on alternate days when they occur on weekends, making it important for employees and planners to review the official dates carefully.
Understanding the U.S. federal holidays 2026 is essential for federal employees, private employers, students, and businesses that coordinate operations around government closures. While federal holidays are mandatory for government offices, private-sector observance can vary depending on employer policies. Still, these dates often affect banking hours, financial markets, and customer service availability across the country.
This guide explains the full 2026 federal holiday calendar, including observed dates, historical significance, and how these holidays impact work schedules. All information is based on the officially released federal holiday schedule for 2026 and presented in a clear, easy-to-read format.
What Are Federal Holidays and Who Observes Them?
Federal holidays are days designated by the U.S. government during which federal offices are closed, and federal employees receive paid time off. These holidays are established by law and apply uniformly across federal agencies.
While states and private employers are not required to observe federal holidays, many align their schedules with them for convenience and consistency.
Complete 2026 Federal Holiday Schedule
The table below lists all 2026 federal holidays, along with their calendar dates and observed days where applicable.
| Federal Holiday | Date in 2026 | Day of Week | Observed Day |
|---|---|---|---|
| New Year’s Day | January 1 | Thursday | January 1 |
| Martin Luther King Jr. Day | January 19 | Monday | January 19 |
| Washington’s Birthday | February 16 | Monday | February 16 |
| Memorial Day | May 25 | Monday | May 25 |
| Juneteenth National Independence Day | June 19 | Friday | June 19 |
| Independence Day | July 4 | Saturday | July 3 |
| Labor Day | September 7 | Monday | September 7 |
| Columbus Day | October 12 | Monday | October 12 |
| Veterans Day | November 11 | Wednesday | November 11 |
| Thanksgiving Day | November 26 | Thursday | November 26 |
| Christmas Day | December 25 | Friday | December 25 |
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This federal holidays calendar 2026 reflects official observance rules when holidays fall on weekends.
Observed Federal Holidays in 2026 Explained
When a federal holiday falls on a weekend, it is typically observed on a nearby weekday. If the holiday falls on a Saturday, it is observed on the preceding Friday. If it falls on a Sunday, it is observed on the following Monday.
In 2026, Independence Day falls on a Saturday, so federal offices observe the holiday on Friday, July 3.
Why the 2026 Federal Holiday Schedule Matters
The government holiday schedule 2026 affects more than just federal employees. These dates often influence:
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Bank closures and payment processing timelines
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Court schedules and filing deadlines
Businesses that work with government agencies or financial institutions often plan operations around these holidays to avoid delays.
Federal Holidays vs State and Private Holidays
Federal holidays apply only to federal government operations. States may add their own holidays or observe federal holidays differently. Similarly, private employers decide independently whether to close or offer holiday pay.
This means an office or business may remain open even when federal agencies are closed.
Planning Time Off Around Federal Holidays
Knowing the observed federal holidays 2026 can help employees maximize vacation time. Because many holidays fall on Mondays or Fridays, they naturally create long weekends.
Strategic planning around these dates can reduce the number of leave days needed for extended breaks.
Frequently Asked Questions
How many federal holidays are there in 2026?
There are 11 official federal holidays in 2026.
Are federal holidays mandatory for private employers?
No, private employers are not required to observe federal holidays.
Why is Independence Day observed on July 3 in 2026?
Because July 4 falls on a Saturday, the holiday is officially observed on the preceding Friday.
Conclusion
The 2026 federal holiday schedule provides a clear roadmap for government closures, employee leave planning, and nationwide observances throughout the year. With 11 federally recognized holidays and one adjusted observance due to a weekend, understanding these dates helps individuals and organizations plan effectively. Whether you are a federal employee, business owner, or someone coordinating travel or financial activities, staying informed about the U.S. federal holidays 2026 ensures smoother scheduling and fewer disruptions across the year.